Quick Questions about Car Crashes in Michigan The rising costs of car repairs and medical care create extra stress and hardships for those who rely on insurance payouts to cover their bills. If you’re involved in a car accident, you may also be facing a series of questions about whether you should pursue pressing charges to cover damages. We are committed to offering you peace of mind and providing valuable insights into the available options based on your individual circumstances. Here’s what to know about some of the questions and issues that people commonly face after being involved in an auto accident. 1.) How common are personal injury cases that involve underinsured drivers? Uninsured and underinsured motorist cases are common.